Equifax, TransUnion, and Experian all offer account freezing for free. Take advantage of it! It is a great way to prevent someone from wrecking your credit
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I did this when the Equifax breaches happened.
Freezing the accounts definitely had negative impacts on my credit score, despite having safe CC utilization and no debt. I saw about a 20 point dip from doing it.
Sure they claim it won’t have any effect but being safe is risky behavior to a business that relies on you being unsafe.
Why make this post if you’re not going to bother posting the links?
Experian
1-888-397-3742
Equifax
1-800-685-1111
www.equifax.com/personal/credit-report-services/credit-freeze/
TransUnion
(888) 909-8872
