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I make a little more than double the cap. I’m in favor of increasing or eliminating the cap but that would double my check in the future. (Not quite, I haven’t made double the cap my entire working life, but it would increase it a lot.) That would still help a bit because not all of our withholdings go to basic social security. Some goes to disability, spousal benefits, etc. Increasing taxes and benefits proportionally, which is the way benefits are structured now, doesn’t solve anything.
I believe social security has a lot of value so I’m in favor of not just fixing the funding, but expanding it as well. But if you want to make it healthier just with payroll taxes they would have to be progressive, like income tax, without increasing benefits.
Whether it’s you breaking or the car doesn’t matter. The person behind you sees break lights and reacts.
If it’s the car reacting before you, less braking will be required and the likelihood of rapid deceleration due to hitting the car in front of you decreases.
Both of those things give the person behind you more time.