If landlords can’t pay back loans on office buildings, the lenders will suffer. Some banks are trying to avoid that fate.
Hard times are likely ahead for a lot of people. Mind your expenses and plan to save where possible just in case. Apologies for having a doomer outlook; I’m very cynical about capitalism, especially in the USA.
I’m saying that the banks, who appear to be struggling, would like you to save your money by putting it in their system. So they may use it.
I’m not making any other judgement.
That said, no clue where the person I replied to got their apparent quote from, as it does not appear in the article itself.